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O!Bank
Features ▾
Everything you need — in one app
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5O21 •••• •••• 9060
O!BANKVISA
Open account
Card
Products ▾
App
RUKYENOpen account

Money that works for you

Cards, transfers, deposits and loans — instant, transparent and in your language. Open an account in minutes, right in the app.

Open account How it works

Your salary, reimagined

Spend smartly, send instantly and save automatically — all with one account.

Move your salary
Personal · EUR
128 400 сом
Accounts
GroceriesYesterday, 09:02−1,240
Personal
547 800 сом
Accounts
Deposits protectedTransfer guarantee
Personal
76 500 сом
Accounts
UtilitiesToday−2,300
250,000+
customers trust us
14+
products in the app
24/7
AI support
4.9
app store rating

Everything you need — in one app

Cards for any occasion

Virtual and physical, issued in seconds

Instant transfers

By phone number and QR — no fees

Savings that grow

Deposits with rewarding rates in a few taps

Loans in minutes

Decisions online, no branch visit

AI assistant 24/7

By voice and chat — it answers and helps

In control

Spending analytics, limits and security

Built for your life

For the whole family

Shared budget, transfers to loved ones and saving for a dream.

How it works →

For big purchases

A car, electronics, renovation — instalments and cashback on big spends.

How it works →

For everyday spending

Cashback at supermarkets and shops — on everything in your basket.

How it works →
Your card

Beautiful outside, smart inside

Contactless payments, cashback and real-time control. KGS, USD and EUR on one account.

  • Cashback on purchases
  • Pay by phone and watch
  • Instant notifications
  • Freeze the card in one tap
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5O21 •••• •••• 9060
O!BANKVISA
Products

Real offers from the bank

Deposits

Базовый-плюс

3%rate from
KGS, USD · up to 18 mo.
Apply

Копилка-плюс

4%rate from
KGS, USD, EUR · up to 12 mo.
Apply

Сакта

4,5%rate from
KGS · up to 24 mo.
Apply

Loans

Онлайн для бизнеса

21,98%rate from
KGS · up to 24 mo.
Apply

Бизнес кредит

20,68%rate from
KGS · up to 60 mo.
Apply

Зарплатный

20,68%rate from
KGS · up to 48 mo.
Apply
Made for Kyrgyzstan

Close to you — from Bishkek to Issyk-Kul

A local bank with world-class service. We understand life and dreams in Kyrgyzstan.

Download the app

Open an account in minutes and manage finances anywhere.

App StoreGoogle Play
O!Bank
Available
128 400 сом
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5O21 •••• •••• 9060
O!BANKVISA
Top-up+12 500
Cafe Faiza−480
Cashback+320